There are several benefits to purchasing a memorial pre-need. By taking care of your final arrangements now:
You remove that burden from the loved ones you leave behind.
You have the opportunity to design a memorial that expresses what you most want loved ones to remember and get to see and share it with them.
A payment plan can be setup to help spread the cost of your memorial over a fixed period of time.
It is a good hedge against the rising costs of shipping and manufacturing.